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        <h1>Finance by Annosier</h1>

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    <h2>Terms of Use and End-User License Agreement</h2>

    <p>
        Effective date: August 29, 2026
    </p>

    <h3>Acceptance</h3>

    <p>
        By accessing or using Finance by Annosier services,
        you agree to these Terms of Use.
    </p>

    <h3>Services</h3>

    <p>
        Finance by Annosier may provide financial organization,
        bookkeeping workflows, reporting, automation,
        integrations, and related technology services.
    </p>

    <h3>Authorization of Connected Accounts</h3>

    <p>
        Users are responsible for ensuring that they have
        authority to connect financial, accounting, business,
        or other third-party accounts to the service.
    </p>

    <h3>License</h3>

    <p>
        Subject to these Terms, users are granted a limited,
        non-exclusive, non-transferable, revocable right to
        use the service for its intended purposes.
    </p>

    <h3>Financial Information</h3>

    <p>
        Automated classifications, calculations, reports,
        and other outputs may require review. Users remain
        responsible for reviewing financial records and
        determining whether information is appropriate for
        their accounting, tax, legal, or business purposes.
    </p>

    <h3>Third-Party Services</h3>

    <p>
        The service may integrate with third-party platforms.
        Those services are subject to their own terms,
        availability, and privacy practices.
    </p>

    <h3>Prohibited Use</h3>

    <p>
        Users may not misuse the service, attempt unauthorized
        access, interfere with its operation, or use it in
        violation of applicable law.
    </p>

    <h3>Availability</h3>

    <p>
        Services may be changed, suspended, or unavailable
        from time to time. Continuous or uninterrupted
        availability is not guaranteed.
    </p>

    <h3>Limitation of Liability</h3>

    <p>
        To the extent permitted by law, Finance by Annosier
        is not liable for indirect, incidental, special,
        consequential, or similar damages arising from the
        use of the service.
    </p>

    <h3>Changes</h3>

    <p>
        These Terms may be updated as the service evolves.
        The current version will be published on this page.
    </p>

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